How it’s calculated
Every figure is an estimate built from licensed third-party data and standard, disclosed formulas — never a fabricated bid. An automated value estimate is not an appraisal.
Property value & comparable sales
The market value, value range, and recent comparable sales come from a licensed automated valuation provider (RentCast). The confidence label reflects how wide the value range is — a wide range means the automated estimate is less certain. Each comp is tagged Premium / Typical / Value based on its price per sq ft versus the set median — a relative-value signal, not a measure of condition (larger or farther-out homes often price lower per sq ft regardless of quality).
What each type of buyer would pay
We estimate an offer for each mainstream buyer type using standard, configurable formulas:
- Traditional sale (agent): full market value, minus ~5% commission, closing costs, the cost of repairs to list, and holding costs over the typical time on market.
- iBuyer: near market value, minus a ~5% service fee and light repair deductions.
- Cash investor (buy & hold): the most a rental can support — with 20% down, the rent must cover the mortgage, taxes, insurance, maintenance, vacancy, and management at a target return (see below). In low-rent areas this lands well below market.
- Fix-and-flip:the “70% rule” applied to the after-repair value, minus estimated repairs.
Estimated repairs scale with square footage and the selected condition tier. The buy-and-hold price is solved from a 20%-down, 30-year-mortgage cash-flow model with typical tax, insurance, maintenance, vacancy, and management assumptions and a target cash-on-cash return.
Net to the seller
Every option is compared by net to the seller— what you actually keep after that channel’s commissions, fees, repairs, and time. A cash sale keeps nearly the full price (just light closing); a traditional listing nets less after commission, prep, and months on market; an iBuyer nets less after its service fee. This is what makes the comparison apples-to-apples.
The “typical cash offer”
The typical cash offer is the median net-to-seller across the cash buyer types that realistically operate on your property — excluding your own offer. We use the median (not the average) so a single lowball flipper or a near-market iBuyer doesn’t skew it. Buyers that wouldn’t bid here (for example, an iBuyer above its price ceiling or outside its markets) are left out entirely.
Which buyers are shown
A buyer type only appears if it realistically exists for the property. iBuyers are hidden outside their active metros, above their price cap, or for ineligible property types. Fix-and-flippers are marked limited interest on move-in-ready homes with no rehab upside.
Rent, days on market & the buyer’s rating
The rent estimate and local days-on-market come from the same licensed market data. When a cash buyer is attached to an offer, its name, rating, reviews, location, and contact details are pulled live from Google — the real rating, flattering or not.
Important
These are estimates by buyer type, not offers from any specific company and not a guarantee. Automated valuations can be inaccurate and are not appraisals. All assumptions (commission, fees, the 70%/iBuyer/landlord parameters) are configurable and may be tuned to your market.